# Architecture

Here is the grant architecture.

<figure><img src="/files/FnRPWki802TC1cv8zETT" alt=""><figcaption></figcaption></figure>

Each BOU account encompasses a fiat account and a crypto account.

* For fiat, deposit into BOU fiat account connect to local transfer network to achieve instant funding.
* For crypto, it can hold assets across all major chains.

Human users

1. Open BOU account, fund BOU account
2. Generate API key per agent
3. Define rules (e.g. spending limits)
4. Install bankofuniverse.org skill and feed API key

Agent then access fund via the api key. In our webportal, human users can view transaction history, update rules, rotate/revoke api keys, bind a card to an agent, giving human users full control of how their AI agents use funds.

For KYC'd users, human users and their AI agents can access local on/off ramp and fx services.&#x20;


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.bankofuniverse.org/documentation/publish-your-docs.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.