# Introduction

Bank of Universe is a programmable one account, both crypto-fiat rails banking experience for humans and agents. 

We solve 3 problems

* Where money sits (both crypto & fiat)
* How money flows
* The experience problem

With local vendors integration, we make the crypto-fiat financing experience truly seamless and instant. We support customizable human-defined guardrails, and support A2A, M2M, A2C, A2M for agents.

<figure><img src="/files/utVKPo0nrGJHdgMlZGQz" alt=""><figcaption></figcaption></figure>

Human user access our service via GUI.\
Agent user access our service via API key with human-defined guardrails.

Refer to [Architecture](/documentation/publish-your-docs.md) for backend details.


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# Agent Instructions: Querying This Documentation

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Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
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```

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Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.